👵 Atal Pension Yojana Calculator
Government pension scheme. Entry age 18-40. Get ₹1,000-₹5,000/month after age 60.
MONTHLY CONTRIBUTION
₹376
For 35 years
TOTAL CONTRIBUTION
₹1,57,920
Until age 60
MONTHLY PENSION
₹5,000
For lifetime after 60
💡 Pension Plan Details
📅 Pay ₹376/month for 35 years
💰 Total invested: ₹1,57,920
🎯 Get ₹5,000/month pension after age 60 (lifetime)
👨👩👧 On death: spouse gets pension; on both deaths: corpus of ₹8,50,000 returned to nominee
📚 APY Quick Facts
- ✅ Entry age: 18-40 years
- ✅ Pension start: Age 60
- ✅ Monthly pension options: ₹1K, 2K, 3K, 4K, 5K
- ✅ Tax benefit u/s 80CCD(1B) — additional ₹50K
- ✅ Government co-contribution available for select beneficiaries
- 📍 Apply at: Any bank with savings account + Aadhaar
- ⚠️ Earlier you start, lower the monthly contribution